CreditLens Technologies Private Limited

Last Updated: 22 May 2026

These Terms & Conditions govern your access and use of the BTT platform, mobile application, website, and services operated by CreditLens Technologies Private Limited.

By accessing or using BTT services, you agree to comply with these terms. If you do not agree with any part of these Terms, please do not use our services.

1. Definitions

"BTT" refers to the digital platform, website, and mobile application operated by CreditLens Technologies Private Limited.

"User" refers to any person or entity accessing or using BTT services.

2. Eligibility

Users must be at least 18 years old and legally capable of entering into binding agreements under applicable laws.

3. User Account Responsibilities

• Users are responsible for maintaining account confidentiality.
• Users must provide accurate and updated information.
• Users are responsible for all activities conducted through their account.
• Unauthorized use of the platform is strictly prohibited.

4. Services Provided

BTT provides digital business and financial technology-related services, which may include:

• Business onboarding
• User verification and authentication
• Business score and analytics
• Data processing and reporting
• Digital transaction support
• Business networking tools

5. User Conduct

Users agree not to:

• Violate any applicable laws or regulations
• Use false or misleading information
• Attempt unauthorized access to systems or data
• Upload malicious software or harmful content
• Disrupt platform functionality or security
• Misuse verification or authentication services

6. DigiLocker & Third-Party Integrations

BTT may integrate with DigiLocker and other third-party platforms for authentication and document verification.

By using these services, users authorize BTT to access shared documents and verification data strictly for service-related purposes.

7. Intellectual Property

All platform content, logos, designs, software, branding, and technology are the intellectual property of CreditLens Technologies Private Limited unless otherwise stated.

Users may not copy, reproduce, distribute, or misuse any platform content without prior written permission.

8. Privacy

User data collection and processing are governed by our Privacy Policy. By using BTT, users also agree to the Privacy Policy.

9. Limitation of Liability

CreditLens Technologies Private Limited shall not be liable for:

• Indirect or consequential losses
• Service interruptions or downtime
• Third-party service failures
• Unauthorized account access caused by user negligence
• Loss of data beyond reasonable control

10. Suspension & Termination

We reserve the right to suspend or terminate access to BTT services if users violate these Terms or engage in suspicious, illegal, or harmful activities.

11. Modifications to Services

We may modify, update, suspend, or discontinue any part of the platform or services without prior notice.

12. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

Any disputes shall be subject to the jurisdiction of courts in India.

13. Changes to Terms

We may revise these Terms & Conditions at any time. Updated versions will be published on this page with the revised date.

14. Contact Information

CreditLens Technologies Private Limited
Email: admin@creditlenstech.com
Phone: +91 9529228989
India

15. Acceptance

By accessing or using BTT services, you confirm that you have read, understood, and agreed to these Terms & Conditions.